Business owners, real estate agents and officials in Galveston and other Texas cities worry that changes to the nation's flood insurance program could shutter businesses and stifle home sales.
More than 61,000 flood insurance policies in Texas are expected to increase, though Congress recently pulled back on some of the overhaul.
The change was aimed at weaning hundreds of thousands of homeowners off subsidized rates and shoring up the flood insurance program, which is $24 billion in debt.
Galveston bakery owner Zoila Navarro said she doesn't know if she can pay her premium increase.
Under a 2012 law, Navarro's annual business premium would have increased from about $2,600 to more than $11,000. But rollback legislation President Barack Obama signed last week calls for 25 percent annual hikes.